See how much a homeowner could get today, and how much it would cost.

Let’s work together to better understand if HomeSteady is the right choice for you.

Risk-Adjusted Home Value

$425,000

Because HomeSteady shares in downside, HomeSteady applies a Risk Adjustment of 15% to 20% to offset small declines in home value and protect its initial investment.

HomeSteady Invests Today

$100,000

This estimate is for illustrative purposes only and assumes a well-qualified homeowner with substantial equity.


How much could HomeSteady cost?

Average Appreciation
Future Home Value

$1,216,700


Homeowner Share

$1,037,500

HomeSteady Share

$179,200

Equivalent APR: 12.6% (Capped)

In this scenario, the amount you’ll pay HomeSteady is capped, so you keep more of the upside.

No Change
Future Home Value

$1,000,000


Homeowner Share

$875,000

HomeSteady Share

$125,000

Equivalent APR: 5.3% (Capped)

In this scenario, the amount you’ll pay HomeSteady is capped, so you keep more of the upside.

Large Decline
Future Home Value

$750,000


Homeowner Share

$687,500

HomeSteady Share

$62,500

Equivalent APR: -8.5% (Capped)

In this scenario, you’ll repay HomeSteady less than HomeSteady paid you because we share in losses.

In this scenario, the amount you’ll pay HomeSteady is capped, so you keep more of the upside.

High Appreciation
Future Home Value

$1,338,200


Homeowner Share

$1,128,700

HomeSteady Share

$209,600

Equivalent APR: 15.7% (Capped)

In this scenario, the amount you’ll repay HomeSteady is capped, so you keep more of the upside.


HomeSteady is your home equity partner.

We don’t choose customers — we choose partners. A team member will answer your questions and bring you on board.

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Key Takeaways.




What if my home loses value?

If your home depreciates below the Risk-Adjusted Home Value, we share in the downside. The Risk Adjustment reduces exposure to short-term price volatility and makes it possible to offer HomeSteady without any early prepayment penalties.


What’s the most I’ll repay HomeSteady?

HomeSteady is designed to be fair and equitable. If the home appreciates above the Risk-Adjusted Home Value, we share in the upside but only up to a reasonable, pre-determined cap.


Are there monthly payments?

No, a Home Equity Investment doesn’t come with a monthly payment. Instead, you pay back in one lump sum within the term, typically through a cash-out refinance, home sale, or other source of funds. We’re invested in the property with you, so we do well when you do well.


When do I repay HomeSteady?

You can buy back HomeSteady’s share at any time prior to the end of the 30-year term. The amount you must pay to buy back HomeSteady’s share will be calculated using the property’s value at the time.


Does HomeSteady share ownership of my home?

HomeSteady is not added to the title of the property. You continue to own and live in the property and you decide when to sell your house. You stay in control.


What terms will HomeSteady offer me?

These terms may not be representative of what you are offered. To determine your offer, our team will consider your equity cushion, DTI, credit score, and your market’s expectations, amongst many other factors.



Assumes appraisal cost of $550 and an escrow fee of $500. The appraisal and escrow costs may vary depending on the size, complexity, and location of the property. These costs are due to third parties. Also assumes a processing fee of the greater of 3% or $1,000. HomeSteady deducts a processing fee of 3% to 5% from HomeSteady’s investment payment to you depending on the complexity of your situation.